<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//dev.bibsma.com/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://dev.bibsma.com/blog-home/</loc>
		<lastmod>2022-09-08T23:57:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/mass-innovation-nights-44-post-mortem-guest-post-by-janet-egan/</loc>
		<lastmod>2012-11-25T20:47:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/techsandbox-to-bring-coworking-space-to-metrowest/</loc>
		<lastmod>2012-12-08T22:09:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/key-person-insurance-policy/</loc>
		<lastmod>2019-10-08T18:48:16+00:00</lastmod>
		<image:image>
			<image:loc>https://dev.bibsma.com/wp-content/uploads/2017/09/nik-macmillan-YXemfQiPR_E-unsplash.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://dev.bibsma.com/early-stage-startup-founders-need-buysell-agreement/</loc>
		<lastmod>2019-10-09T20:58:33+00:00</lastmod>
		<image:image>
			<image:loc>https://dev.bibsma.com/wp-content/uploads/2015/12/buysell-pic.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://dev.bibsma.com/qa-startups-typically-purchase-epli-insurance/</loc>
		<lastmod>2019-10-09T21:05:21+00:00</lastmod>
		<image:image>
			<image:loc>https://dev.bibsma.com/wp-content/uploads/2017/07/EPLI-Insurance.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://dev.bibsma.com/directors-and-officers-coverage-hogan-vs-gawker-hogan-puts-the-smackdown-on-ceo-nick-denton/</loc>
		<lastmod>2019-10-09T22:06:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/management-liability-policies-is-it-just-directors-and-officers-coverage/</loc>
		<lastmod>2019-10-09T22:37:03+00:00</lastmod>
		<image:image>
			<image:loc>https://dev.bibsma.com/wp-content/uploads/2016/03/management-liability.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://dev.bibsma.com/the-newish-aca-obamacare-regulation-you-may-be-breaking-right-now/</loc>
		<lastmod>2019-10-10T01:01:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/do-members-of-a-board-of-directors-need-insurance-why-2/</loc>
		<lastmod>2019-10-10T02:55:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/can-a-small-business-less-than-50-employees-offer-health-insurance-to-salaried-top-executives-and-not-offer-health-insurance-to-hourly-workers/</loc>
		<lastmod>2019-10-10T03:29:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/when-should-a-startup-consider-directors-and-officers-liability-coverage/</loc>
		<lastmod>2019-10-10T03:32:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/how-common-is-it-for-a-startup-to-pay-health-insurance-premiums-for-dependents/</loc>
		<lastmod>2019-10-10T23:31:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/what-are-some-typical-things-that-go-into-a-buy-sell-agreement/</loc>
		<lastmod>2019-10-11T00:04:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/when-should-a-startup-buy-life-insurance-for-its-founders/</loc>
		<lastmod>2019-10-11T00:08:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/networking-events-some-pointers-to-help-navigate-and-maximize-your-time-and-effort/</loc>
		<lastmod>2019-10-11T00:11:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/avoid-the-horror-show-get-a-buy-sell-arrangement-done-part-two/</loc>
		<lastmod>2019-11-01T00:38:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/4-types-of-insurance-your-startup-is-going-to-need/</loc>
		<lastmod>2019-11-01T00:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/avoid-the-horror-show-get-a-buy-sell-arrangement-done-part-one/</loc>
		<lastmod>2019-11-01T00:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/common-question-how-do-deductibles-co-insurance-and-out-of-pocket-maximums-work-on-my-insurance-plan/</loc>
		<lastmod>2019-11-01T00:44:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/red-bull-does-not-give-us-wings-so-theyll-give-us-13-million-dollars-can-your-company-afford-13-mil/</loc>
		<lastmod>2019-11-01T00:45:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/do-you-have-intellectual-property-and-copyright-coverage-taken-care-of-if-not-dont-mess-with-the-beastie-boys/</loc>
		<lastmod>2019-11-01T00:46:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/does-my-company-need-do-insurance/</loc>
		<lastmod>2019-11-01T00:47:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/no-penalty-for-employers-who-dont-comply-with-state-section-125-plan-requirements/</loc>
		<lastmod>2019-11-01T00:49:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/startups-getting-health-insurance-a-few-questions-ive-seen/</loc>
		<lastmod>2019-11-01T00:50:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/3-insurance-triggers-startups-should-be-aware-of/</loc>
		<lastmod>2019-11-01T00:52:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/what-kind-of-plan-is-going-to-suit-my-company-hmo-vs-ppo/</loc>
		<lastmod>2019-11-01T03:07:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/reducing-health-care-plan-costs-with-a-wellness-program/</loc>
		<lastmod>2019-11-01T03:08:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/how-much-do-first-year-startups-pay-employees-in-benefits-per-month/</loc>
		<lastmod>2020-02-15T14:57:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/qa-how-do-health-insurance-deductibles-and-coinsurance-work/</loc>
		<lastmod>2020-02-16T14:35:13+00:00</lastmod>
		<image:image>
			<image:loc>https://dev.bibsma.com/wp-content/uploads/2020/02/Business-Insurance-1-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://dev.bibsma.com/what-does-directors-officers-insurance-provide-and-how-do-i-know-if-i-need-it/</loc>
		<lastmod>2020-02-27T22:44:57+00:00</lastmod>
		<image:image>
			<image:loc>https://dev.bibsma.com/wp-content/uploads/2019/12/boardroom.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://dev.bibsma.com/what-does-cyber-insurance-cover-for-small-businesses/</loc>
		<lastmod>2020-02-29T17:55:01+00:00</lastmod>
		<image:image>
			<image:loc>https://dev.bibsma.com/wp-content/uploads/2019/07/cyber-insurance.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://dev.bibsma.com/how-much-do-employee-benefits-cost-per-employee-for-a-young-startup/</loc>
		<lastmod>2020-04-26T13:53:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/adventures-in-podcasting-how-i-got-it-started/</loc>
		<lastmod>2020-06-10T20:03:35+00:00</lastmod>
		<image:image>
			<image:loc>https://dev.bibsma.com/wp-content/uploads/2020/06/microphone-2618102_1280.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://dev.bibsma.com/what-are-the-employee-benefits-typically-offered-at-startups/</loc>
		<lastmod>2020-11-20T02:55:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/what-is-epli-insurance-and-why-is-it-important/</loc>
		<lastmod>2022-07-31T12:53:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/qa-vitalrecommeneded-types-insurance-new-tech-startup-will-need/</loc>
		<lastmod>2022-08-27T14:01:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.bibsma.com/how-does-directors-and-officers-insurance-work/</loc>
		<lastmod>2022-09-08T23:57:16+00:00</lastmod>
		<image:image>
			<image:loc>https://dev.bibsma.com/wp-content/uploads/2016/06/DO-graphic.jpg</image:loc>
		</image:image>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->